Introduction

Welcome to RagFi.io. By accessing or using this platform, you agree to the following Terms of Use. RagFi is a decentralized collective — not a registered financial entity — built by experienced traders and developers. We provide AI-powered trading systems focused on maximizing returns from meme coin markets.

User Eligibility

To use RagFi.io, you must be at least 18 years old and legally permitted to participate in cryptocurrency-based financial activities. You are solely responsible for ensuring that your use of RagFi complies with all applicable laws and regulations in your jurisdiction.

Platform Overview

RagFi offers fixed-yield trading plans managed by autonomous AI systems that operate 24/7 across decentralized exchanges. While all transactions and balances are denominated in USD, deposits and withdrawals are made using supported cryptocurrencies and are converted using real-time exchange rates at the time of the transaction.

Tax Responsibility

RagFi does not engage in any tax reporting or communicate with any tax authority. As a decentralized platform, we value user privacy and financial freedom. Each user is fully responsible for complying with tax obligations in their own country.

Deposits and Plan Activation

To use RagFi Trading Plan, users must first fund their account through a Top Up. After that, they can manually activate a plan using the balance available on their account.

Top Up

Minimum top up: $1 USD equivalent

Supported cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), Solana (SOL), Litecoin (LTC), Dogecoin (DOGE), TRON (TRX), Tether (USDT - TRC20, ERC20, BEP20)

There is no upper limit to how much you can deposit in total; however, to ensure user security, each single top up should not exceed $250,000

Users may perform multiple top ups before activating a plan

Plan Activation

Once your account is topped up, you may start any of the following investment plans, depending on your available balance:

Plans remain active indefinitely and generate profits every 24 hours, calculated as a percentage of the original amount allocated.

Profits are paid out in the same cryptocurrency used to activate the plan.

Plans may be cancelled anytime after 24h from activation, subject to a 10% fee on the original amount invested.

Withdrawals

Withdrawals are made in the same cryptocurrency used for the plan. Minimum withdrawal: $5. Most withdrawals are processed within 24h. In rare cases (e.g., volatility, security checks), this may extend to 48h. Users should avoid splitting withdrawals into many small requests, as this may delay processing and increase fees.

Deposits are accepted in the following cryptocurrencies: BTC, ETH, LTC, BNB, SOL, TRX, DOGE, USDT (TRC20, ERC20, BEP20)

Referral Program

Each user receives a unique referral link. You earn 10% commission on every plan started by a direct referral — even if they start multiple plans. There’s no limit to earnings or referrals, and no need to have an active plan. Self-referrals (multi-accounts) are forbidden and may lead to suspension and fund freezing.

Account Security

We advise all users to enable Two-Factor Authentication (2FA) and use strong, complex passwords. RagFi is not liable for losses resulting from user negligence in securing their account

Community Conduct

Promoting external products, platforms, or services in RagFi spaces (e.g., Telegram) is strictly prohibited and may result in account ban.